Fixed-term deposits · Estonia
Compare EUR fixed-term deposits from banks serving Estonian residents. One product type, the same fields and no sales pressure.
Deposit finder
Choose how much you want to place and for how long. We only show offers that support both.
EEFixed-term deposit
EEFixed-term deposit
EEFixed-term deposit
EEFixed-term deposit
LVFixed-term deposit
A calmer decision
A fixed-term deposit is simple, but the details still change how useful it is for you.
Use money you are unlikely to need before maturity. Early exit often means losing all accrued interest.
A monthly payout can carry a lower rate than payment at maturity. Check the exact option on the bank’s website.
The usual protection limit applies per depositor, per bank — not per individual deposit contract.
Deposit safety
Estonian-licensed banks use Estonia’s Guarantee Fund. Citadele’s Estonian branch is covered by Latvia’s scheme. The exact eligibility rules and aggregation of balances still matter.
Protection normally applies to the combined eligible balance held by one depositor at one bank, including accrued interest. Always read the depositor information sheet before opening a deposit.
Before you choose
The cards are an editorial snapshot of official bank pages checked on 25 August 2026. Rates can change, and the bank’s current contract terms always take priority.
We use a simple gross estimate: amount × annual rate × term in months ÷ 12. Banks can use a specific day-count convention, and taxes may reduce what you receive.
Sometimes, but usually only under the bank’s conditions and without accrued interest. Treat the selected amount as unavailable until maturity.
No. This is an informational comparison site. We do not collect applications or personal data; any deposit is opened directly with the bank.
